A corporate bank account, without the back and forth.
I prepare the compliance file, match you to banks that accept your profile, and attend the meeting with you.
Most rejections come from a file that does not answer the questions a compliance team will ask. I build the file around those questions before it goes to any bank.
Siraj IzharFounder. I reply to every message myself.- Compliance file prepared
- Banks matched to your nationality and activity
- Meeting booked and attended
Who this is for
Which one sounds like you?
Most people who ask me about corporate bank account are in one of these situations. Pick yours and the message is written for you.
- If you're
New companies
Your licence is issued, or about to be, and you need a corporate account to start trading.
That's me, message Siraj - If you're
Rejected before
A bank turned you down, or went quiet, and you want to know why before trying again.
That's me, message Siraj - If you're
Harder profiles
Your nationality, activity or money flows mean some banks will not take you. I know which ones will.
That's me, message Siraj
Company structures
Banks read your structure first. Here is how each one lands.
Mainland and free zone companies open accounts more easily than offshore ones. If you are still choosing, pick with the bank in mind.
My feeGovernment fee
01Mainland · DEDMainland company
Trade anywhere in the UAE, open a shop or office on the high street, and bid for government contracts.Full market accessGovernment clientsVisa quota by officeGovernment from AED 25,000 · My fee from AED 2,500See both fees for this setup
02Free zoneFree zone company
Full foreign ownership and a faster licence, set up inside one of 40+ zones such as IFZA, Meydan or DMCC.100% ownershipFast setupSector-specific zonesGovernment from AED 4,888 · My fee from AED 600See both fees for this setup
03OffshoreOffshore company
A holding structure for assets, IP and international trade. It cannot trade inside the UAE.Asset holdingInternational tradeNo office neededBoth fees quoted on requestSee both fees for this setupWhere your money goes
Two payments, never one bundled number.
You pay the authority directly, at the published rate, with receipts in your name. You pay me separately, a flat fee agreed before I start.
Example · Corporate bank account
Togetherfrom AED 2,000
Payment oneTo the authority
Paid by you- Account openingNo government fee appliesNone
- Minimum balanceSet by the bank, told to you before you applySet by bank
Published rates. I never add to them or collect them for you.
Payment twoTo me
Flat, agreed first- Compliance file and bank shortlistWritten around what compliance will askAED 2,000
- Meeting attended with youIn person or on a callIncluded
One invoice from me. No markup, no commission, no surprises later.
An example to show how the two payments split. Items marked per case are confirmed before I start. Your figure depends on your answers.
Two quotes, one job
Lay the two quotes side by side, and read the small print.
Both cover the same corporate bank account work. Only one shows you where each dirham goes.
QuoteA typical agent
- Bank choiceThe bank the agent knows
- Compliance fileForms filled, nothing explained
- Government feeSometimes added anyway
- Bank meetingYou go alone
- After a declineSame file sent to another bank
TotalAEDNot itemised
Breakdown: not provided
QuoteSiraj Business Expert · Corporate bank account
- Bank choiceShortlisted by your nationality, activity and transactions
- Compliance fileSource of funds and turnover written the way compliance teams read them
- Government feeNone. There is no government fee for this
- Bank meetingI attend with you
- After a declineFile fixed before the next application
My feefrom AED 2,000
GovernmentNone
Government receipt issued in your name
What I check first
Where these files usually get stuck, and how I stop it.
I go through these before anything is filed, so problems are fixed while they are still cheap.
“Most of these come from files people bring me after another agent. Each one is easy to avoid if someone checks first.”
- 01Where it goes wrongBusiness plan that does not explain the moneyWhat I checkI write the source of funds and expected turnover in the terms compliance teams look for.
- 02Where it goes wrongApplying to banks that do not accept your profileWhat I checkI shortlist banks by nationality, activity and transaction pattern before applying.
- 03Where it goes wrongApplying to several banks at onceWhat I checkOne application at a time, so a rejection does not follow you to the next bank.
What's covered
What I handle, and what I don't.
How it works
Four steps. In the order they happen.
You always know which part is yours and which part is mine.
Typically 2 to 6 weeks
- 01Free
Profile review
I check your activity, nationality and expected transactions.
- 02My job
File prepared
Business profile, source of funds and projected turnover, written for compliance.
- 03With you
Bank meeting
I book it and attend with you, in person or on a call.
- 04Your name
Account open
The account is opened in your company name. I never have access to it.
Documents you'll need
Get these ready and the file moves in days.
A general list. I confirm the exact set for your case before you start.
- 01Trade licence and MOAYour company documents.
- 02Signatory passport, visa and Emirates IDFor everyone signing on the account.
- 03Short business planWho your clients are and where money comes from. I help you write it.
- 04Proof of addressUtility bill or tenancy contract.
- 05Personal bank statementsUsually the last 6 months.
Questions
Asked before, by people in your position.
Can I open an account as a non-resident?
It is possible but slower, and fewer banks accept it. With a residence visa, most of my clients have an account open within 2 to 6 weeks.
Which bank should I use?
It depends on your nationality, activity and where your money comes from. I shortlist the banks that are most likely to accept your profile.
What if the bank rejects my application?
I find out why, fix the file and apply to the next bank on the shortlist. My fee covers applications until one account is open.
Can you open an account for a company you did not set up?
Yes. I need the licence, memorandum of association and shareholder documents.
Client words
Helping founders through the paperwork.
“He told me the government fee before I even asked. Nobody else did that.”
“One person answered every message, from first call to licence in hand.”
“The invoice matched the estimate to the dirham. That is why I refer him.”
“I compared four agencies. He was the only one who put both numbers in writing.”
“Licence, visa and bank account done while I was still abroad.”
“No surprise line items at the end. The final bill was the first quote.”
Get in touch
Tell me about your case. I'll reply with both fees.
A few lines is enough. I read every message myself.
- 01You get my fee and the government fee, in writing, on separate lines.
- 02Nothing is filed until you say go.
Prefer to chat? Message me on WhatsApp
Often needed alongside
Most people need two or three.
- 01 / FormationBusiness setupMainland, free zone or offshore, structured around what you actually do.From AED 5,488
- 02 / ResidencyGolden Visa and residencyLong-term residency for investors, founders and specialists, eligibility checked first.From AED 14,000
- 03 / DocumentsPRO and document servicesAttestations, translations and government filings, done without you queuing.From AED 500
Rather talk it through
Still weighing it up? Message me on WhatsApp.
Tell me what you need and I'll reply personally with both fees and what happens next.